I have been reading the blogs for just over a month and have been very inspired by all of them. I decided that it was finally time to add one of my own. As it says on the side, I am a stay-at-home wife. I get quite a bit of grief for staying home without children. To be honest I have found we are saving more money and generally living better than when I was working. I am still trying to figure out what happened to my income all those years. At any rate we are happy so that is all that matters.
On the financial side in the past two months we have a mini-emergency fund built up. We paid off two credit cards. Well, it will be two as soon as the online payment posts today. The remainder of our debt is from two loans totalling about $7750. I have no goal date in mind to pay them off other than ASAP. I am starting to search for any money I can find to pay toward those.
The second goal after paying off those is to remodel and add onto our home. It is old and creaky, but I love it. It just needs some improvements. I also want a bigger emergency fund and more money going toward retirement as long term goals.
I do tend to be a rather chatty writer even though I am quiet in person. I think this will be fun. It is a refreshing change to see people trying to save money rather than being solely focused on spending.
Shyly Peeking In
August 1st, 2007 at 10:26 pm
August 1st, 2007 at 10:39 pm 1186004342
August 1st, 2007 at 11:12 pm 1186006343
My husband isn't working now but frankly I doubt he would be even without the kids. No point in working if you are miserable AND you don't have to! Taxes and working expenses surely can make a second income un-worthwhile.
Welcome!!!
August 1st, 2007 at 11:13 pm 1186006400
August 1st, 2007 at 11:14 pm 1186006483
Welcome!
August 1st, 2007 at 11:50 pm 1186008628
August 2nd, 2007 at 12:27 am 1186010849
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August 3rd, 2007 at 01:08 am 1186099710
I also worry a lot what other people would think, silly as it sounds. I once heard of someone calling women who stayed home as housewives OINKs (one income, no kids). Not terribly flattering!
Looking forward to reading your blog!
August 4th, 2007 at 12:40 am 1186184429
Enjoy your work at home and don't let the nay-sayers bother you. Someone who is engaging in frugal choices and activities is making quite a contribution!
August 6th, 2007 at 09:41 am 1186389687
I am a SAHM and don't miss the workplace. I suspect what happened is that your income got gobbled up from taxes and work related expenses. I have only $100 a month to work with, but I have learned to manage it very well over the last few months.
Hang in there, you will have those loans paid off before you know it. Being committed to frugal is excellent esp. when you have that mini emergency fund built up.
August 11th, 2007 at 07:27 pm 1186856853
August 17th, 2007 at 11:53 pm 1187391223