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Insurance Changes

October 3rd, 2007 at 09:11 am

Dh's workplace put out the insurance options last week. Most of his coworkers were complaining that the premiums doubled. Thanks to our emergency fund and other savings we decided to increase our deductible. We will have a savings of $60 on the premiums from the current plan. Dh said most people were going with the lowest premium simply because they had no savings at all.

We have each only met the deductible once in about 10 years. Dh went to the allergist and met his deductible on the first visit. I met mine when I was going to the hospital once a week (literally). Otherwise we are fairly healthy. IF something should happen we have money saved up to handle the deductible.

We are going to build up the medical savings first and then add the extra money to paying off the debts. Every little bit helps!

1 Responses to “Insurance Changes”

  1. JanH Says:

    Sounds like a good idea! I've been meaning to set up an account with all our insurance deductibles deposited in it so we can keep the higher deductibles on the policies. Now sounds like a good time to work on that. Thanks!

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