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Debt Free!!!

March 11th, 2008 at 07:59 am

The payoff on the truck loan went through yesterday so dh and I are officially debt free! I was expecting some sort of confetti explosion, fireworks, sounds of heavenly angels. I have resisted the urge to run up and down the street yelling "we're debt free, we're debt free".

This will be the last post in the debt category and time to start a saving category. The plan is to put a set amount each month in the vehicle fund. The bulk of the extra money will go into the EF and house fund. Hopefully we can blow by the goals I set at the first of the year.

I do want to thank everyone here for your encouragement, ideas, and your stories. It is great to know that others are trying to be financially responsible and are faced with ups and downs of life.

Woo Hoo! Debt Free! Debt Free!

Posted in Debt | 35 Comments »

35 Responses to “Debt Free!!!”

  1. merch Says:
    March 11th, 2008 at 08:11 am

    Nice job!!! Great work!!! I hope to join you this year.

  2. miclason Says:
    March 11th, 2008 at 08:11 am

    WOO-HOO!!!
    Let's all jump up and down and do the happy dance
    ::debt free- debt free- debt free::

    CONGRATULATIONS!!!....I'm sooo jealous (in a good way!)

  3. mom-sense Says:
    March 11th, 2008 at 08:13 am


    Good for you! I am at the point of slowly paying down my debt while planning for upcoming expenses like tuition and real estate taxes! Way to go!

  4. Ima saver Says:
    March 11th, 2008 at 08:14 am

    I am jumping up and down and doing the dance of Joy for you!! I know how I felt when I got the mortgage paid off, I wanted to have a mortgage burning party!! (years ago, people did that)

  5. Aleta Says:
    March 11th, 2008 at 08:19 am

    Congratulations! I know that you must be walking on cloud nine. It's great that you have already got your new goals in place. Cook a nice dinner tonight and celebrate.

  6. billm950 Says:
    March 11th, 2008 at 08:19 am

    I am so proud, i am heading that way also... I want to be debt free in 35 months from all CC And HELOC. I have a big mortgage, so that will have to wait a few more years....

  7. jeffrey Says:
    March 11th, 2008 at 09:50 am

    A big congratulations on meeting this milestone. The wonderful thing is that the work you have done to make it to this point will serve you well creating your emergency funds. Give yourself a big pat on the back for sticking it through and reaching this goal!

  8. creditcardfre Says:
    March 11th, 2008 at 09:58 am

    Congratulations! I'm doing the happy dance for you, too. Can't wait to see you meet your next goal!

  9. scfr Says:
    March 11th, 2008 at 10:01 am

    Congratulations! Aren't "virtual parties" fun?

  10. frugalhousewife Says:
    March 11th, 2008 at 10:39 am

    Thank you all for the congratulations and good wishes. Being surrounded by people who think they have to be in debt, I appreciate this online community even more.

    To all of you who are working your way to being debt free, good luck and you CAN do it! I am looking forward to celebrating in your victories!

  11. Mooshocker Says:
    March 11th, 2008 at 11:03 am

    Great job! God Bless you and DH on your NEXT set of financial goals.

  12. Rachael Says:
    March 11th, 2008 at 12:20 pm

    Awesome job! You deserve it, and good luck on all of your new goals!

  13. nance Says:
    March 11th, 2008 at 01:28 pm

    Congratulations! It is really a great feeling. The hard work and sacrifice really doe pay off! Pun intended!

  14. littlemama Says:
    March 11th, 2008 at 02:02 pm

    Have you called Dave yet?

  15. HouseHopeful Says:
    March 11th, 2008 at 02:07 pm

    Wow! Congratulations! I am SO looking forward being able to yell myself Smile

  16. ceejay74 Says:
    March 11th, 2008 at 02:31 pm

    Hooray!!! Maybe I'll join you... in about 12 years! LOL... Seriously though, that is so inspiring, and makes me feel like it's not just a pipe dream, even if it takes me another decade to achieve.

  17. pjmama Says:
    March 11th, 2008 at 04:35 pm

    Congrats!!! I cant wait to be there... but I've got a while! Enjoy it Smile

  18. rduell Says:
    March 11th, 2008 at 05:11 pm

    I'm so happy for you! Way to go!!!

  19. reflectionite Says:
    March 11th, 2008 at 06:08 pm

    wow congratulations! can't wait until i get there myself!

  20. MariRDH Says:
    March 11th, 2008 at 07:31 pm

    Awesome! CONGRATULATIONS!!! Smile

  21. boomeyers Says:
    March 11th, 2008 at 08:33 pm

    Terrific job! Good luck on your new goal! Smile

  22. monkeymama Says:
    March 12th, 2008 at 04:58 am

    Congrats!!!!

  23. lost in debt Says:
    March 12th, 2008 at 05:26 am

    Great job - it must be a great feeling; I'd do the happy dance too ...

  24. Lux Living Frugalis Says:
    March 13th, 2008 at 07:58 am

    Taaaaaaaaaaaa-Daaaaaaaaaaaaaaaaa!!!

    Good on you!!!!

  25. DeniseNTexas Says:
    March 13th, 2008 at 05:48 pm

    Congratulations! That's a major accomplishment! I hope to someday be in that category with you. Smile

  26. Broken Arrow Says:
    March 14th, 2008 at 08:04 am

    Woah, how in the world did I miss this?

    Congratulations!

  27. snoopycool Says:
    March 14th, 2008 at 09:49 am

    Congratulations! Wonderful, wonderful, wonderful!!!

  28. PauletteGoddard Says:
    March 14th, 2008 at 01:15 pm

    Wonderful news! Doesn't debtfreeness feel exhilarating?

  29. debtfreeme Says:
    March 17th, 2008 at 01:52 pm

    Congratulations!!!

  30. JanH Says:
    March 18th, 2008 at 01:29 pm

    Wow, that's awesome! I am dreaming of the day.... Congrats!!!!!!!

  31. TreasureinHeaven Says:
    March 23rd, 2008 at 12:22 pm

    Sweet Freedom! Congratulations to you!

  32. pearlieq Says:
    March 23rd, 2008 at 06:41 pm

    Good for you!

  33. Amber Says:
    March 23rd, 2008 at 07:45 pm

    congratulations!!!!!!!!!!!!!!!

  34. downunder Daisy? Says:
    March 26th, 2008 at 03:24 am

    fantastic,great feeling is,nt?now u can exhale.

  35. crazyliblady Says:
    March 31st, 2008 at 04:54 pm

    That's terrific. You should find a way to celebrate this occasion, but not on the credit card. We are all so happy for you and you should be proud of yourself. Big Grin

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